FIRE Calculator
How early can you retire?
Start with your current portfolio and monthly plan. The model projects outcomes in today's dollars.
FIRE Age
60
Year 2056
FIRE Number?Annual spending ($48,000) ÷ withdrawal rate (3.75%)
$1.28M
Success Rate?Percentage of simulated paths where portfolio survives to plan-until age
71%
Portfolio projection
Your contributions vs Market growth
+$500/mo invest → FIRE 4y earlier−$500/mo spend → FIRE 2y earlier